WELCOME TO
The Debt Nerd
We specialise in challenging unsubstantiated debt claims by holding claimants to the proof required by law. Our evidence based approach helps you enforce your legal rights and challenge claims that cannot be properly substantiated.
Assumption v Law
No arguments. No assumptions. No opinions. Just verifiable facts and the legal protections that safeguard your rights, ensuring alleged creditors meet the burden of proof required by law.
Empowerment
Debt is more common than many people realise, yet countless individuals carry the burden in silence, often feeling isolated or ashamed to ask for help. Behind every debt claim is a person who deserves to know their rights. We're here to change that by empowering individuals with the knowledge, confidence, and legal tools to understand their rights, exercise them effectively, and make informed decisions when faced with debt claims.
Unlock our other
Services
We provide support across a wide range of disputes, including those involving debt collectors, collection agencies, debt recovery solicitors, parking charge notices, utility companies, alleged creditors, local authorities and many others. Wherever a payment demand is made, we help you understand your rights and hold the claimant to the legal standards required by law.
Credit Repair
Remove unfair credit file entries linked to debts that haven't been legally validated by holding creditors to proof. Learn more
Data Breach
We help you exercise your right to privacy by using UK GDPR and data protection laws to challenge third-party data breaches.
Consumer Rights
Protect and enforce your consumer rights by holding businesses accountable to their legal obligations.
Pre-action Protocol
Challenge non-compliant claims by enforcing the requirements of the Pre-Action Protocols.
Select your package
Start Today!
Both our Starter and Advanced packages are designed to tackle multiple debt claims. The Advanced package extends this protection by challenging unsubstantiated credit file entries and addressing unfair reporting associated with unvalidated debt claims.
Starter
£495
The Starter Kit lays the foundation for disputed debt claims. It guides you through the initial steps, helping you request validation, assert your legal rights, and hold creditors to the standard of proof required by law.
Advanced
£995
The Advanced Kit is our flagship solution, designed to help you challenge unsubstantiated debt claims, enforce your legal rights, and pursue the removal of unfair credit file entries resulting from unvalidated claims.
15 minutes free
Consultation
Book your free 15-minute consultation to understand your legal rights and learn how our debt dispute process can help you challenge unsubstantiated claims, hold creditors to proof, and take control of your financial future.
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